Thumbnail image for Loophole To Show More Income When Buying A Home

Loophole To Show More Income When Buying A Home

Buying can be considered simplistic, in a broad sense, income is used to offset a mortgage payment (a liability). One of the biggest obstacles home buyers will continually face despite […]...

Thumbnail image for Big Shoes To Fill With FHA’s Back To Work Program

Big Shoes To Fill With FHA’s Back To Work Program

Announced in 2013, the FHA Back To Work Program allows  a buyer repurchase a primary home again just 12 months after a foreclosure, short sale or a deed in lieu […]...

Thumbnail image for Why Its Not Cheaper Or Easier To Refinance With Your Mortgage Holder

Why Its Not Cheaper Or Easier To Refinance With Your Mortgage Holder

Planning to refinance your house? Deciding through the advertisements, telephone solicitations, direct mail can be mean endless choices. Opting to try your mortgage holder? If yes, buyer be aware offers […]...

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Home Equity Is Back In Sonoma County- Mortgage Options Follow

Unlike in years past, the Sonoma County Real Estate Market continues to show strong appreciation gains. Homeowners who were upside down in 2011-2012, now have home-equity as the demand for real estate […]...

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How To Buy A House With No Down Payment And No Monthly PMI

Considering the possibility of buying a home this year? Contrary to popular belief, you need not have a down payment to get your foot in the door. Tips to avoid […]...

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5 Tips For Getting A Mortgage To Buy A Condo

Condominiums make an affordable alternative to purchasing a single-family home. As prices continue to rise in Sonoma County and Santa Rosa, purchasing a lower-priced condo makes for an attractive choice […]...

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What To Know When Buying A Flipped Home

House hunting? If your appetite for a turnkey renovated home is a flipped house, you may end up jumping through more hoops to close escrow. What Is A Flipped Home? […]...

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It’s Still Possible To Get A Mortgage Despite A Judgement

A judgement, a court ordered nightmare that if not handled correctly can make getting a mortgage loan much more stringent than it otherwise needs to be.  What you’re lender will want […]...