In First Time Home Buyers, Pre-Approval Posted

Buying A Home In A Competitive Real Estate Market? Tips To Increase Your Odds

Demand for real estate is prevalent is many markets across the country, one of the challenges that inevitably  follows suit, is a particularly competitive real estate climate. All cash offers, offers going for thousands over list price, and a continual squeezing between affordability and prices in a given area, only adds to the frustrations many […]
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In First Time Home Buyers, Loan Programs, Pre-Approval Posted

How To Avoid Monthly PMI With Less Than 20% Down

Buying a primary home?  The 20% down rule is yesterday’s news. More down payment options exist, including both government and private sector alternatives, allowing more flexible choices. Don’t be fooled however, as most of the programs that allow for less than 20% down include PMI, an added premium built into the mortgage payment. If you […]
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In Credit Score Info, Mortgage Shopping, Mortgage Tips & Advice Posted

5 Frequent Credit Mistakes Mortgage Shoppers Should Pay Attention To

While credit standard have somewhat loosened up in home lending, make no mistake, getting a mortgage these days, is still an unraveling of your complete financial picture, with strong significance given to your current credit and liabilities. Following are the five most common credit mistakes would be borrowers should know that may affect their loan […]
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Please email me your question or scenario and I'll get back to the following business day. -Scott