Thumbnail image for This Credit Mistake May Cost You A House

This Credit Mistake May Cost You A House

19Oct2014

Your ability to purchase a home with financing is predicated on how much net income you have after all monthly debts. If you’re consumer liabilities absorb your income, particularly in […]...

Thumbnail image for Funky Property Types You Can Still Get A Mortgage On

Funky Property Types You Can Still Get A Mortgage On

Looking to purchase real estate other than a traditional cookie-cutter single-family home? If you’ve ever been told you can’t get residential mortgage financing on that oddball property, think again. While […]...

Thumbnail image for This Mortgage Cost No Longer Makes Financial Sense

This Mortgage Cost No Longer Makes Financial Sense

06Oct2014
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For anyone who got a mortgage in the last few years with little equity, most are all-too-familiar with mortgage insurance, the added premium built into the mortgage payment insuring the […]...

Thumbnail image for Helping A Family Member Buy A Home? Quit Transferring Money Around

Helping A Family Member Buy A Home? Quit Transferring Money Around

Family Members & Parents take heed- if you plan to help your family purchase a home, transferring money around could impede their home buying chances. What you need to know… […]...

Thumbnail image for Authorized User Credit Accounts Can Be Loan Catch 22

Authorized User Credit Accounts Can Be Loan Catch 22

Planning to apply for a mortgage?  If you have an authorized user account reporting on your credit report, it could spell financial trouble if you’re applying for a home loan. […]...

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Want A Mortgage? Give Us Your Birth Certificate

14Sep2014
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In the compliant world of securing a mortgage these days, many are realizing explanations and full supporting documentation are now considered to be the ‘norm’. Lenders must validate a borrower […]...

Thumbnail image for Jumping Through Hoops To Get A Mortgage? Here’s A Quick Fix

Jumping Through Hoops To Get A Mortgage? Here’s A Quick Fix

Ever here one of those stories in the break room how getting a mortgage is difficult? “I had to jump through so many hoops to get my mortgage, it was […]...

Thumbnail image for How The Size Of Your Mortgage Is Impacted By Your Credit Score

How The Size Of Your Mortgage Is Impacted By Your Credit Score

Looking to finance larger loan size? If you plan on being in the market for a mortgage loan $417,000 or larger, your credit score along with your equity will play […]...