Mortgage Tips & Advice

Thumbnail image for Lenders Tightening The Screws On Short Sale Borrowers

Lenders Tightening The Screws On Short Sale Borrowers

Are you one of the millions of homeowners who short sold a house in the last few years? If yes, you’ll now be waiting a little while longer for your […]...

Thumbnail image for 5 Frequent Credit Mistakes Mortgage Shoppers Should Pay Attention To

5 Frequent Credit Mistakes Mortgage Shoppers Should Pay Attention To

While credit standard have somewhat loosened up in home lending, make no mistake, getting a mortgage these days, is still an unraveling of your complete financial picture, with strong significance […]...

Thumbnail image for Why Auto Loans And Home Loans Do Not Mix

Why Auto Loans And Home Loans Do Not Mix

The next time you’re in the market for a car, do not plan on seeing a disclosure or a word of caution from the salesman about how buying that car […]...

Thumbnail image for Why A Low Rate Loan Is Not Always The Most Affordable

Why A Low Rate Loan Is Not Always The Most Affordable

Other factors beyond the rate can drive up a your projected new monthly mortgage payment. Such adjustments include private mortgage insurance (PMI for short) and the term of the loan […]...

Thumbnail image for Why Your Second Job May Not Cut It For A Mortgage

Why Your Second Job May Not Cut It For A Mortgage

You have a great credit score, manageable debts, solid income even have cash ready to go, but you still can’t a mortgage. Want a lender to count your second job […]...

Thumbnail image for Discharge A House In Bankrupcty? Not So Fast If You Want A Loan

Discharge A House In Bankrupcty? Not So Fast If You Want A Loan

If you have had a previous bankruptcy and lost a home in the last few years, the road to getting a new loan could be treacherous. Contrary to popular belief, […]...

Thumbnail image for Self-Employed? What To Watch For When Lenders Calculate Your Income

Self-Employed? What To Watch For When Lenders Calculate Your Income

Since the inception of qualified mortgages this year, the process to successfully to close on a mortgage has been compliant heavy by industry standards. Such is especially true if you […]...

Thumbnail image for Big Shoes To Fill With FHA’s Back To Work Program

Big Shoes To Fill With FHA’s Back To Work Program

Announced in 2013, the FHA Back To Work Program allows  a buyer repurchase a primary home again just 12 months after a foreclosure, short sale or a deed in lieu […]...

Thumbnail image for Why Its Not Cheaper Or Easier To Refinance With Your Mortgage Holder

Why Its Not Cheaper Or Easier To Refinance With Your Mortgage Holder

Planning to refinance your house? Deciding through the advertisements, telephone solicitations, direct mail can be mean endless choices. Opting to try your mortgage holder? If yes, buyer be aware offers […]...

Thumbnail image for How To Buy A House With No Down Payment And No Monthly PMI

How To Buy A House With No Down Payment And No Monthly PMI

Considering the possibility of buying a home this year? Contrary to popular belief, you need not have a down payment to get your foot in the door. Tips to avoid […]...