Mortgage Tips & Advice

Thumbnail image for 5 Simple Reasons You Are Being Denied A Mortgage

5 Simple Reasons You Are Being Denied A Mortgage

Gearing up to refinance or buy a home this year?  These five nuances may stop your financial plans dead in the tracks. Here’s what to know to avoid your mortgage […]...

Thumbnail image for Will My Disability Income Count For Getting A Mortgage?

Will My Disability Income Count For Getting A Mortgage?

If you have an alternative income from a work-related injury or a long-term injury, the devil is in the details when it pertains to how, if or when any of […]...

Thumbnail image for Is Buying A Short Sale Property Still Worthwhile?

Is Buying A Short Sale Property Still Worthwhile?

Talk to anyone who has dabbled in the real estate recent years and they will almost certainly have an opinion on short sales. Though not as common anymore, homeowners short […]...

Thumbnail image for Think You Can’t Buy A House Because Its A Seller’s Market?

Think You Can’t Buy A House Because Its A Seller’s Market?

Have you decided to put off purchasing a home? If you’re worried you’re paying too much for a house- think again. Here’s why: Higher Home Prices Let’s take a pause […]...

Thumbnail image for 5 Factors To Think About When Refinancing

5 Factors To Think About When Refinancing

Mortgage rates are now the lowest level we’ve seen in the last 17 months ago. If you can save money by refinancing your mortgage or have been putting it off, […]...

Thumbnail image for Quirky Mortgage Borrowers Are Still Getting Loans

Quirky Mortgage Borrowers Are Still Getting Loans

Had a previous bad credit event? Don’t have two years in the same field? Income not three times your proposed payment? Fear not, when your financial picture doesn’t fit the […]...

Thumbnail image for How To Buy A Home Without 20% Down And No Mortgage Insurance

How To Buy A Home Without 20% Down And No Mortgage Insurance

The days of needing 20% down to buy a home are long gone. To compensate, lenders charge private mortgage insurance as means to offset risk, driving up would-be borrowers’ mortgage […]...

Thumbnail image for Pre-approved and House Hunting? How Maternity Leave Factors Into The Mix

Pre-approved and House Hunting? How Maternity Leave Factors Into The Mix

Looking to buy a home with a munchkin on the way? The details of your temporary leave may impact your ability to perform when you identify a home. Here’s what […]...

Thumbnail image for The Biggest Mortgage Size You Can Get These Days

The Biggest Mortgage Size You Can Get These Days

Buying or refinancing a home in a high cost market?  With so many attractive interest rates advertised and loan programs available in the lending environment today deciphering what interest rate […]...

Thumbnail image for 5 Income Sources You Can’t Count Against A Mortgage

5 Income Sources You Can’t Count Against A Mortgage

It is not by happenstance, that lenders place high importance on income, but rather microscopic compliance regulations imposed on them by the Consumer Financial Protection Bureau (CFPB). Have one or […]...