Mortgage Tips & Advice

Thumbnail image for How Much Down Payment Percent You Need To Buy A Home

How Much Down Payment Percent You Need To Buy A Home

Consumers looking into the possibility of buying a home should know you need less money than you think. Here’s the amount of cash you need to buy a home, and […]...

Thumbnail image for How Solid Is Your Loan Pre-Approval?

How Solid Is Your Loan Pre-Approval?

If you hear a lender toting they can preapprove you in just a few minutes, stop and run in the other direction- fast. A real pre approval is much more […]...

Thumbnail image for 4 Things Banks Won’t Tell You About Mortgages

4 Things Banks Won’t Tell You About Mortgages

As the Consumer Financial Protection Bureau strives towards creating more transparency within the mortgage industry, these truths remain. Here are four things you won’t hear from your bank at loan […]...

Thumbnail image for How Job Proximity Plays A Role In Your Loan Approval

How Job Proximity Plays A Role In Your Loan Approval

If want your loan application approved, understand it will need to pass a “reasonable man’s test.” Here is what you need to know about mortgages if you work far away […]...

Thumbnail image for Why Refinancing May Still Make Sense Even If You Plan To Sell In A Few Years

Why Refinancing May Still Make Sense Even If You Plan To Sell In A Few Years

03Jul2015

Refinancing could still make sense even if you plan to sell the home down the road. Here are several reasons to consider refinancing anyway. Financial Circumstances Can Change Let’s say […]...

Thumbnail image for Refinancing? What To Expect If You’re Rusty On The Financials

Refinancing? What To Expect If You’re Rusty On The Financials

25Jun2015

Homeowners who have not taken out a mortgage in a few years are often astonished at the amount of paperwork they’ll need in the mortgage loan process. If you have […]...

Thumbnail image for 3 Real No Income, No Appraisal, No Debt Ratio Loan Programs To Know About

3 Real No Income, No Appraisal, No Debt Ratio Loan Programs To Know About

Looking to avoid all the paperwork associated with getting a mortgage? Here are three loan programs with no laundry list. See if you’re eligible… Most mortgage loan products require you […]...

Thumbnail image for How To Land A Mortgage Post Loan Modification

How To Land A Mortgage Post Loan Modification

If you completed a loan modification in the past, you’ll need to meet certain credit thresholds to get a green light for a new loan. What to know… What Is […]...

Thumbnail image for When Saving Up For A Big Down Payment Does Not Make Sense

When Saving Up For A Big Down Payment Does Not Make Sense

Saving up to buy a home down the road? That might make sense from a personal financial planning perspective, but from a pragmatic approach to actually getting your foot in […]...

Thumbnail image for Should I Put More Money Down Or Pay Off Debt To Buy A Home?

Should I Put More Money Down Or Pay Off Debt To Buy A Home?

Lining up your finances for a home purchase this year? Spring is right around the corner. Here’s how to gauge if you should put more money down, or pay off […]...