Mortgage Tips & Advice

Thumbnail image for 5 Factors To Think About When Refinancing

5 Factors To Think About When Refinancing

Mortgage rates are now the lowest level we’ve seen in the last 17 months ago. If you can save money by refinancing your mortgage or have been putting it off, […]...

Thumbnail image for Quirky Mortgage Borrowers Are Still Getting Loans

Quirky Mortgage Borrowers Are Still Getting Loans

Had a previous bad credit event? Don’t have two years in the same field? Income not three times your proposed payment? Fear not, when your financial picture doesn’t fit the […]...

Thumbnail image for How To Buy A Home Without 20% Down And No Mortgage Insurance

How To Buy A Home Without 20% Down And No Mortgage Insurance

The days of needing 20% down to buy a home are long gone. To compensate, lenders charge private mortgage insurance as means to offset risk, driving up would-be borrowers’ mortgage […]...

Thumbnail image for Pre-approved and House Hunting? How Maternity Leave Factors Into The Mix

Pre-approved and House Hunting? How Maternity Leave Factors Into The Mix

Looking to buy a home with a munchkin on the way? The details of your temporary leave may impact your ability to perform when you identify a home. Here’s what […]...

Thumbnail image for The Biggest Mortgage Size You Can Get These Days

The Biggest Mortgage Size You Can Get These Days

Buying or refinancing a home in a high cost market?  With so many attractive interest rates advertised and loan programs available in the lending environment today deciphering what interest rate […]...

Thumbnail image for 5 Income Sources You Can’t Count Against A Mortgage

5 Income Sources You Can’t Count Against A Mortgage

It is not by happenstance, that lenders place high importance on income, but rather microscopic compliance regulations imposed on them by the Consumer Financial Protection Bureau (CFPB). Have one or […]...

Thumbnail image for Funky Property Types You Can Still Get A Mortgage On

Funky Property Types You Can Still Get A Mortgage On

Looking to purchase real estate other than a traditional cookie-cutter single-family home? If you’ve ever been told you can’t get residential mortgage financing on that oddball property, think again. While […]...

Thumbnail image for Helping A Family Member Buy A Home? Quit Transferring Money Around

Helping A Family Member Buy A Home? Quit Transferring Money Around

Family Members & Parents take heed- if you plan to help your family purchase a home, transferring money around could impede their home buying chances. What you need to know… […]...

Thumbnail image for Authorized User Credit Accounts Can Be Loan Catch 22

Authorized User Credit Accounts Can Be Loan Catch 22

Planning to apply for a mortgage?  If you have an authorized user account reporting on your credit report, it could spell financial trouble if you’re applying for a home loan. […]...

Thumbnail image for Jumping Through Hoops To Get A Mortgage? Here’s A Quick Fix

Jumping Through Hoops To Get A Mortgage? Here’s A Quick Fix

Ever here one of those stories in the break room how getting a mortgage is difficult? “I had to jump through so many hoops to get my mortgage, it was […]...